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	<title>Orange County Business Blog</title>
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	<link>http://www.orangecountycentral.com/blog</link>
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	<lastBuildDate>Tue, 17 Apr 2012 06:51:22 +0000</lastBuildDate>
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		<title>Vehicle Rental Business</title>
		<link>http://www.orangecountycentral.com/blog/vehicle-rental-business/</link>
		<comments>http://www.orangecountycentral.com/blog/vehicle-rental-business/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 06:51:22 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Transportation]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Vehicle]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=41</guid>
		<description><![CDATA[Nowadays, we can find a lot of vehicle rental businesses in almost every area. While you can merely go into one of them and rent a vehicle, there are some factors that you should always consider for you to be ensured that you are going to end up with a great agreement coming from them. [...]]]></description>
			<content:encoded><![CDATA[<p>Nowadays, we can find a lot of vehicle rental businesses in almost every area. While you can merely go into one of them and rent a vehicle, there are some factors that you should always consider for you to be ensured that you are going to end up with a great agreement coming from them. Local rental businesses do have principles and requirements just before giving you total control of the vehicle.</p>
<p>When it comes to the type of renters, excellent drivers are very much likely to be favoured by car rental organizations. Which means when you have an outstanding driving history without any automobile accident data, then a car you want may just be launched for you right away.</p>
<p>Normally, most of the car rental businesses have a wide selection of cars for you to pick from. You can find luxurious autos, cars, vans, and many more. Of course, if you are planning to rent a car which is highly demanded, you ought to make early reservations right away. This is especially true with regard to limousines as well as other luxurious automobiles. </p>
<p>Another thing that you should always keep in mind is the cost. For you to make sure that you can get the lowest price possible, try to shop around a little bit. There are a lot of car rental businesses which you can find almost everywhere. </p>
<p>It is a certain fact that car rental businesses are getting more complicated these days. The main reason is because the issue of unreturned and damaged vehicles are actually increasing in number. So, if you are searching for a vehicles rental company, make sure that you have all what it takes to fully convince the owner to lend you their vehicle.</p>
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		<title>Sport &#8211; Tennis</title>
		<link>http://www.orangecountycentral.com/blog/sport-tennis/</link>
		<comments>http://www.orangecountycentral.com/blog/sport-tennis/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 09:58:55 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Sport]]></category>
		<category><![CDATA[Tennis]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=38</guid>
		<description><![CDATA[Tennis is a sport that is enjoyed by people all over the world. A singles tennis game is played between two people. When two players compete against another pair, the game is known as doubles. A game of tennis can be played with a ball and a racquet, which is the bat used to hit [...]]]></description>
			<content:encoded><![CDATA[<p>Tennis is a sport that is enjoyed by people all over the world. A singles tennis game is played between two people. When two players compete against another pair, the game is known as doubles. A game of tennis can be played with a ball and a racquet, which is the bat used to hit the ball. </p>
<p>Initially, tennis was played only among the elite class but slowly it became popular and is now played by every class of people. Its popularity can be attributed to the simple rules of the games and the little equipment that is needed.</p>
<p>Tennis is played on a national scale and worldwide tournaments are also conducted. An umpire has an authoritative position in a game of tennis and has the right to make decisions. </p>
<p>Tennis is played without any breaks. After a game ends, the next one starts exactly after 20 seconds. The only exception is when the players are switching sides and then a 90 seconds break is taken.</p>
<p>In tournaments, 120 seconds are given to the player before starting another round and this is extended only in special circumstances like damaged footwear or some technical problem. Weather changes may result in rescheduling of the match.</p>
<p>Even if you are not interested in taking this game up as profession, you will surely enjoy a casual round of tennis. Just select any open space, find a partner and you can start your game of tennis with a racquet and a ball. This is a wonderful game and can be played anywhere, anytime; whether you are on a picnic with your family and friends or just want to unwind after a day of work.</p>
<p>For those who love to play this game but can&#8217;t due to some reason, online tennis games are the best option. Here the computer is your opponent. The game is completely computerized. Although it&#8217;s not the same as playing a real game of Tennis, it is quite addicting and can keep you busy for hours.</p>
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		<title>Things You Need Know About Bridge Loans</title>
		<link>http://www.orangecountycentral.com/blog/things-you-need-know-about-bridge-loans/</link>
		<comments>http://www.orangecountycentral.com/blog/things-you-need-know-about-bridge-loans/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 06:25:05 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Bridge Lender]]></category>
		<category><![CDATA[Bridge Loans]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=35</guid>
		<description><![CDATA[This type of business financing is very aptly described by its name, Bridge loans or Bridging loans. This type loan is not a permanent or even long term loan. It is exactly as stated, a bridge between now and when the long term financing is in place. In general, bridge loans are taken out for [...]]]></description>
			<content:encoded><![CDATA[<p>This type of business financing is very aptly described by its name, Bridge loans or Bridging loans. This type loan is not a permanent or even long term loan. It is exactly as stated, a bridge between now and when the long term financing is in place. In general, bridge loans are taken out for a maximum of 3 years awaiting long-term or larger financing. The loan&#8217;s purpose is only to cover the interim period until the more permanent financing can be arranged. Once the new financing is obtained, the money will be used to pay back the bridge loan.</p>
<p>Bridge loans have a higher interest rate than conventional loans. It is not uncommon for lenders to require cross-collateralization in addition to designating a low loan-to-value ratio in order to lower their risk. However, bridge loans are able to be arranged quickly and do not require a massive stack of paperwork.</p>
<p>Bridge loans are frequently used in real estate purchases to quickly close on property, take advantage of a short-term opportunity, or retrieve an estate from foreclosure. When the property is sold or refinanced, the loan is typically paid back.</p>
<p>Bridge loans are similar to hard money loans as both are not traditional and obtained for unusual circumstances or emergencies. The major difference is that hard money refers to the source whether an individual, private company, or investment company. Bridge loan references the duration of the loan.</p>
<p>The interest rate of a bridge loan is generally 12-15% for a maximum of 3 years. For commercial properties, the Loan-to-Value ratio does not exceed 65% and 80% for residential properties. Loans can be issued on a closed or open timeframe for payoff.</p>
<p>Banks do not typically offer real estate bridge loans because of the high risk and lack of documentation which does not meet the industry&#8217;s lending criteria. A bank would have difficulties justifying its lending practice to government regulators and investors if it issued bridge loans. Therefore, most bridge loans are generated from individuals, businesses, and investment pools.</p>
<p><a href="http://www.loneoakfund.com">Bridge loans</a> are used in corporate finance and venture capital as well. They can infuse small amounts of cash to carry a company through consecutive major private equity financings. In addition, they can assist a distressed company while search of an acquirer or larger investor. If a company is being sold, a bridge loan can finance final debt before it is publicly offered.</p>
<p><a href="http://www.loneoakfund.com">Lone Oak Fund</a> is a private mortgage fund larger than many banks that makes bridge loans typically ranging from $500K to $12.5M on commercial and residential properties located throughout Southern and Northern California. Founded and managed by experienced real estate developers, Lone Oak Fund is the preferred lender for professionals seeking fast, reliable bridge financing for their clients, while providing an additional profit center.Since its inception in 2002, Lone Oak Fund has become one of the largest and fastest growing private bridge lenders in California. The fund is supported by the financial strength of its 400 plus members, including high-net-worth individuals, institutions, and pension funds, with over a billion dollars in loans funded.</p>
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		<title>Site of the Month for January 2012</title>
		<link>http://www.orangecountycentral.com/blog/site-of-the-month-for-january-2012/</link>
		<comments>http://www.orangecountycentral.com/blog/site-of-the-month-for-january-2012/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 04:29:12 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=31</guid>
		<description><![CDATA[Site of the Month for January 2012 relates to Orange County Directory. 800 Orange is an online Orange County business web directory providing useful information and resource on Orange County financial services, Orange County transportation, Orange County shopping services, Orange County health care, Orange County investment services, Orange County computer network, Orange County entertainment and [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.800orange.com/"><img src="http://www.800orange.com/images/logotext.gif" alt="Orange County Directory" class="aligncenter"/></a><br />
Site of the Month for January 2012 relates to <a href="http://www.800orange.com/">Orange County Directory</a>. 800 Orange is an online Orange County business web directory providing useful information and resource on Orange County financial services, Orange County transportation, Orange County shopping services, Orange County health care, Orange County investment services, Orange County computer network, Orange County entertainment and much more.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Site of the Month for July 2011</title>
		<link>http://www.orangecountycentral.com/blog/site-of-the-month-for-july-2011/</link>
		<comments>http://www.orangecountycentral.com/blog/site-of-the-month-for-july-2011/#comments</comments>
		<pubDate>Wed, 13 Jul 2011 04:36:05 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=28</guid>
		<description><![CDATA[Site of the Month for July 2011 is about Orange County Resources. It offers links to Orange County business, apparel, arts &#038; crafts, automotive, computer &#038; networking, education, entertainment, insurance, investment services, real estate, travel &#038; transportation.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.orangecountybusiness.com/"> <img  src="http://www.orangecountybusiness.com/images/logotext.gif" alt="Orange County Resource and information" class="aligncenter"/></a><br />
Site of the Month for July 2011 is about <a href="http://www.orangecountybusiness.com/">Orange County Resources</a>. It offers links to Orange County business, apparel, arts &#038; crafts, automotive, computer &#038; networking, education, entertainment, insurance, investment services, real estate, travel &#038; transportation.</p>
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		<title>Real Estate Activity in Orange County October 2010</title>
		<link>http://www.orangecountycentral.com/blog/real-estate-activity-in-orange-county-october-2010/</link>
		<comments>http://www.orangecountycentral.com/blog/real-estate-activity-in-orange-county-october-2010/#comments</comments>
		<pubDate>Fri, 26 Nov 2010 06:05:44 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Orange Activity]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Orange Real Estate]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=26</guid>
		<description><![CDATA[What happened in October 2010 in Orange County in Real Estate? According to Southern California MLS, agents reported that there were 2,027 homes that closed escrow or &#8220;SOLD&#8221;. Of those 2,027 homes the average Days on Market, which tells us how long the home was marketed before an acceptable offer was taken, was 98 days. [...]]]></description>
			<content:encoded><![CDATA[<p>What happened in October 2010 in Orange County in Real Estate? According to Southern California MLS, agents reported that there were 2,027 homes that closed escrow or &#8220;SOLD&#8221;.</p>
<p>Of those 2,027 homes the average Days on Market, which tells us how long the home was marketed before an acceptable offer was taken, was 98 days. Those 98 days do not include the 30-60 days to close the typical equity sale. If a bank is involved in a short sale for example, the process can be much longer.</p>
<p>Homes sat on the market for over 3 months before getting an acceptable offer. Even then the final sales price was only 94% of the original list price. In other words the home sat on the market for 98 days and the average seller still took a 6% reduction. And the agent that represented them still got their commission.</p>
<p>In a tough market like this one, shouldn&#8217;t the agent you are hiring be willing to put their money where their mouth is? The sad truth is that very few of them will. He claims that if he can&#8217;t sell your home in 60 Days at a price that you agree on, he&#8217;ll sell it for free. Now, that&#8217;s how it should be.</p>
<p>Apparently there are agents throughout the country who make similar offers and are willing to share the risk with the home seller. For once that makes sense to me. Especially since the bar of entry into the real estate business is set pretty low and most real estate companies offer little or no formal training for their agents.</p>
<p>Today is November 7, 2010. With these stats, if you were to list your home for sale today with just any agent, you could expect that the offer you finally accept will be around the middle of February and if you originally listed your home for sale at $500,000 you would accept a final offer of $470,000. In addition you would still likely pay almost $30,000 in commissions bringing your approximate net down to $440,000 and then deduct the other costs associated with selling. Now you&#8217;re down to $430,000. Was that the original plan for these sellers? I would guess not.</p>
<p>Both types of homes are great investments that should see nice appreciation in the coming years. Single family homes are becoming more rare as space is quickly being used up in many areas. Condos on the other hand seem to be going up everywhere around any typical city. Whichever you choose, know that you are making a long-term investment in your future. Be smart when it comes to selling your home. </p>
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		<title>Guide to the Orange County Convention Centre</title>
		<link>http://www.orangecountycentral.com/blog/guide-to-the-orange-county-convention-centre/</link>
		<comments>http://www.orangecountycentral.com/blog/guide-to-the-orange-county-convention-centre/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 03:15:11 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Travel]]></category>
		<category><![CDATA[Orange Bussiness]]></category>
		<category><![CDATA[Orange Travel]]></category>
		<category><![CDATA[Transportation In Orange County]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=22</guid>
		<description><![CDATA[The Orange County Convention Centre (OCCC) is an ideal venue for all occasions and events. With over 20 years of experience in hosting large events, in which it has undergone five major expansions to reach its current ranking, the OCCC is located in the heart of downtown Orange County. A prime location like the International [...]]]></description>
			<content:encoded><![CDATA[<p>The Orange County Convention Centre (OCCC) is an ideal venue for all occasions and events. With over 20 years of experience in hosting large events, in which it has undergone five major expansions to reach its current ranking, the OCCC is located in the heart of downtown Orange County.</p>
<p>A prime location like the International Drive which is Orlando&#8217;s major tourist area adds to the benefits of exhibitors, organisers and visitors. This is because the venue is not alienated from other popular activity spots and allows outsiders to include some time for pleasure along with work. The venue is situated in close proximity to entertainment complexes like Pointe Orlando and attractions like Wet N Wild, Discovery Cove and Islands of Adventure Theme Parks.</p>
<p>With five extensive expansions, the OCCC now offers over seven million square feet of space which has been cleverly divided into five phases. While the first four phases are referred to as the &#8220;West Building&#8221;, Phase five which was recently unveiled in September 2003 is known as the &#8220;North/South Building&#8221;. The North/South Building has over 1.1 million square feet of exhibition space and is divided into a North and a South hall which can either be joined into one large area or into four subdivisions according to the requirements of the event. Both the buildings are connected via an elevated walkway.</p>
<p>The OCCC is west of the Orlando International Airport at a distance of just ten miles and can be easily accessed via the &#8220;BeeLine Expressway&#8221;. Apart from this, taxi services can also be used for the same. Owing to the popularity of the venue, its size and prime location, there are no chances of outsiders losing their way or being unable to find the venue.</p>
<p>While accommodation is often a concern of outsiders, it is hardly a matter to worry about in Orlando as the OCCC is at a short distance from popular high-class hotels like the Ritz-Carlton, Orlando Grande Lakes and the Marriott Residence Inn. Apart from such expensive accommodation options, Orlando also has convenient pocket-friendly alternatives for cost-conscious visitors. Executives can also entertain business associates over meals as the OCCC is at close proximity to fine restaurants that offer various cuisines.</p>
<p>Popularly referred to as &#8220;The Centre of Hospitality,&#8221; the OCCC has successfully proved itself in the hospitality field to all exhibitors, event organizers and visitors alike. Its services can be enjoyed not only by professionals in the commerce fields for conventions, meetings and trade shows but also by those in the cultural and sports fields. The hub for innumerable events at regional, national and international levels, the OCCC is a preferred choice due to its excellent infrastructure combined with prompt services and favourable location.</p>
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		<title>Find Homes For Rent in Orange County, California</title>
		<link>http://www.orangecountycentral.com/blog/find-homes-for-rent-in-orange-county-california/</link>
		<comments>http://www.orangecountycentral.com/blog/find-homes-for-rent-in-orange-county-california/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 03:04:54 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Orange Business]]></category>
		<category><![CDATA[Orange Real Estate]]></category>
		<category><![CDATA[Orange Travel]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=21</guid>
		<description><![CDATA[No matter if you are a current resident of Orange County or looking to make a change, finding homes for rent in California can be a great way to start your new life. As of right now there are 34 incorporated counties that make up Orange County, California. Each consists of neighborhoods and demographics that [...]]]></description>
			<content:encoded><![CDATA[<p>No matter if you are a current resident of Orange County or looking to make a change, finding homes for rent in California can be a great way to start your new life. As of right now there are 34 incorporated counties that make up Orange County, California. Each consists of neighborhoods and demographics that may or may not work for you. Each offers uniquely different job markets and school systems.</p>
<p>In the area you also have many entertainment venues to enjoy. From Disneyland, to the beach Orange County is the perfect area to call home. In the area you will always be just a moment a way from enjoying all the fun it has to offer. Plus many of the attractions give discounts to their local residents.</p>
<p>So where are the homes for rent in Orange County, California? Well, they are all over. Several websites such as rent.com, ocregister.com, and rentals.com provide information on homes you are able to rent in the area. Making the must of these free services can give you a powerful tool to begin your search.</p>
<p>You can also find agents and brokers who specialize in homes for rent in Orange County, California. Many real estate offices have begun to pick up on this trend, and are making capital off this novel idea. It may even be possible to work out a rent to own deal through these companies. This allows you to move away from a traditional loan and experience home ownership on a rental level. An agent also can easily provide you with local crime rates and education systems for your children. This could prove to be beneficial as opposed to taking on the rental hunt alone.</p>
<p>When considering the move you should also figure out commute times to your current place of employment. Perhaps a change of jobs is in order. Orange County offers many different headquarters of some of the best companies in the United States. It may be a good idea to research and apply with these companies. Having solid employment will be essential in securing your new home in Orange County.</p>
<p>Before long you will be able to move into that home of your dreams, by renting it. Begin your search today. There are many great homes for rent in Orange County, and yours could be just a phone call away.</p>
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		<title>All About Defense Attorney Firm In Orange County</title>
		<link>http://www.orangecountycentral.com/blog/all-about-defense-attorney-firm-in-orange-county/</link>
		<comments>http://www.orangecountycentral.com/blog/all-about-defense-attorney-firm-in-orange-county/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 07:08:41 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law]]></category>
		<category><![CDATA[Attorney Firm]]></category>
		<category><![CDATA[Orange County]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=19</guid>
		<description><![CDATA[Criminal defense lawyers comes under different categories and they are categorized as Orange county DUI attorney, Orange county defense attorney, Orange county Burglary Attorney, Orange county DMV lawyer, Orange county Abuse attorney, Orange county dui attorney, Orange county Felony attorney, Orange county Drug lawyer and many other kinds of criminal lawyers are available in the [...]]]></description>
			<content:encoded><![CDATA[<p>Criminal defense lawyers comes under different categories and they are categorized as Orange county DUI attorney, Orange county defense attorney, Orange county Burglary Attorney, Orange county DMV lawyer, Orange county Abuse attorney, Orange county dui attorney, Orange county Felony attorney, Orange county Drug lawyer and many other kinds of criminal lawyers are available in the market. Orange county criminal defense lawyers are licensed lawyers and they provide lawyer service. Each defense lawyers follows some of their procedures and finally makes the people to be relived of the crime. Criminal lawyers defend the criminals for reasonable and affordable price consideration.</p>
<p>Orange county criminal lawyer are available in all over the states and they all provide the excellent services either individually or group. Criminal defense lawyers team helps to defend the clients who are arrested has criminal under court of law. The arguments and proceedings of the criminal defense lawyer will be different from individual to another. With regards to various statute and laws of the state and federal government, criminal defense lawyer will handle the case differently. Generally, orange county defense lawyer should have obtained license in the state to perform the function of defense lawyer.</p>
<p>As per the responsibility, the orange county defense attorney will perform the service as per arrestment of the client for the criminal activity. When the client has been arrested for any accuse, then the client will be defined under category wise. In Orange County there are huge number of defense lawyers available and each attorney compete with each other. Defense lawyers are the person who represents themselves for the criminals or accuse and they works legally and lawfully for the clients of different states. Generally, defense lawyer satisfies the requirement of the client and enables the client to come out from the site.</p>
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		<title>Orange County Property Foreclosure</title>
		<link>http://www.orangecountycentral.com/blog/orange-county-property-foreclosure/</link>
		<comments>http://www.orangecountycentral.com/blog/orange-county-property-foreclosure/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 07:04:00 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Orange Business]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Orange Real Estate]]></category>

		<guid isPermaLink="false">http://www.orangecountycentral.com/blog/?p=16</guid>
		<description><![CDATA[Orange County is an excellent place to invest in a property foreclosure. With patience and flexibility you can find a number of property foreclosures that have the potential for serious profits. Orange County is a collection of lovely communities wherein you will find all kinds of properties &#8211; beach front properties, luxury estates, and well [...]]]></description>
			<content:encoded><![CDATA[<p>Orange County is an excellent place to invest in a property foreclosure. With patience and flexibility you can find a number of property foreclosures that have the potential for serious profits.</p>
<p>Orange County is a collection of lovely communities wherein you will find all kinds of properties &#8211; beach front properties, luxury estates, and well maintained neighborhoods with single family homes. Finding an Orange County Property Foreclosure is a definite bonus. As an investment, you can feel confident that you will be able to sell a property foreclosure you have purchased in Orange County. There are so many communities here where people genuinely want to live. The impeccable California weather, long, sandy beaches, and cool Pacific Ocean breezes are all reasons why more and more people are choosing to live in Southern California. Plus, for anybody who is working in Los Angeles but wants to get away from the city at the end of the day, Orange County is full of cities within easy commuting distance of both LA and San Diego. More and more Californians are choosing to relocate to smaller towns and communities so they can experience what true California living is all about: an easy-going, carefree approach to the stresses of daily life.<br />
Real estate agents throughout Orange County specialize in property foreclosures because they know their potential for investment. Commercial properties, industrial properties, and residential properties all come up from time to time as a property foreclosure. Astute investors know how promising the Orange County real estate market can be and keep a close eye on property foreclosures in the region. See from California foreclosure property listings Inc.</p>
<p>In the real estate industry, Foreclosure Trackers Inc refer to the time-consuming and expensive process of gathering this information &#8220;due diligence,&#8221; and at Foreclosure Trackers Inc, they do it for you. Located conveniently in Orange County, California, their team boasts several years of experience in performing the legwork to allow investors both the raw information and financial backing necessary to purchase California foreclosures for an astonishing 20-50% below their fair market values.</p>
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